Products
Real Time Balance Control
Intelligent management and regulatory compliance of intraday liquidity
Intraday liquidity management is today one of the biggest challenges for financial institutions. ARENA’s Real Time Balance Control (RTBC) solution enables you to anticipate, monitor, and comply with Basel requirements in real time, using a fully automated and scalable platform.
Simplified regulatory compliance
RTBC allows you to continuously comply with current standards, including auditable reports, full traceability, and an intuitive interface.
BCBS 248
Basel Committee on Banking Supervision recommendations
ILAAP (CRD IV/V)
Processes that require assessing intraday liquidity usage, associated risks, and governance.
Efficiency, control, and resilience in the face of real-world challenges
Currently, many financial institutions manage intraday liquidity through limited, manual, and estimation-based processes. ARENA’s RTBC solution offers a structured and automated approach that will be a game-changer for your institution.
Your Current Experience
Limited visibility
Intraday liquidity and higher counterparty risk
Intraday financing
Excessive/artificial, with associated costs and no visibility over incoming payments.
Intensive reconciliation
Resource-intensive, with no clear reference between payments and underlying transactions.
Risk of non-compliance
In scheduled payments, with no visibility for regulatory reporting.
Real Time Balance Control
Real-time control and visibility
Monitoring of daily limits and key indicators (BCBS 248)
Intraday liquidity optimization
Management of different types of collateral and integration of available credit lines (both granted and received)
Real-time integration
Through reference correlation between message types and automatic reconciliation.
Visibility of critical payments
To meet specific obligations on time.
RTBC Functional Modules
- Calculation of BCBS 248 metrics consolidated by account, counterparty, and date.
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Generation of regulatory and internal reports in real time.
- Simulation of adverse scenarios: delays, counterparty defaults, or market stress.
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Direct impact on ILAAP, with sensitivity analysis and backtesting.
- Validation and reconciliation of incoming messages.
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Automatic creation of auditable adjustments, with authorization workflows and internal controls.
Integration and Standards
RTBC connects natively with your treasury, risk, core banking, and compliance systems.
Smart Converter: your data integration platform
A solution designed by ARENA Tech to ingest information from SWIFT (MT/MX), APIs, files, and databases, featuring configurable parser, mapper, and builder components that adapt to any operational flow.
Fully compatible with ISO 15022 and ISO 20022. Includes continuous maintenance of new releases, ensuring ongoing compliance and up to date functionality.
Support for SWIFT MT/MX messages and REST APIs
Compliance with cybersecurity standards
Maintenance adapted to regulatory and SWIFT changes
The keys to RTBC’s success
- Continuous regulatory compliance
- Operational risk reduction
- Real-time visibility
- Automatización end to end
- Full traceability and audit support
A solution for today, designed for the future
Born for Basilea, designed to evolve.
Native integration
with financial
messaging.
User-friendly interface
for quick and easy access.
Ready for future regulatory and technological changes
Do you want to learn more about Real Time Balance Control?
We’ve prepared an exclusive document with all the technical and functional information about our solution. Download this whitepaper and explore Real Time Balance Control in depth to see how it can transform your institution.
