Smart Converter

Turning fragmentation into interoperability across African payment ecosystems

Smart Converter is ARENA’s solution for integrating, transforming, and orchestrating financial messaging across legacy, cloud, and multichannel environments.
Built with security, traceability, and scalability at its core, it enables financial institutions to streamline operations, ensure compliance, and adapt seamlessly to evolving industry standards.​
Multiple formats (MT, MX, APIs), disconnected systems and inconsistent data lead to:
-Payment delays and rejections
- Manual intervention and operational cos
- Limited visibility and control
Smart Converter eliminates these challenges by standardising, validating and orchestrating financial data across the entire payment lifecycle.

A unified integration layer for modern financial ecosystems

Seamless interoperability

Seamless interoperability across fragmented infrastructures.

ISO 20022 readiness

ISO 20022 done right: not just adoption, but real data quality and usability.

Cross-border payment efficiency

Frictionless cross-border payments through consistent and enriched data.

Unified integration

Unified integration layer across APIs, files, messaging, events, databases, and queues.

SWIFT ecosystem support

Designed to support SWIFT CBPR+, ISO 20022 migration and multi-rail payment ecosystems.

The values we live by

Smart Converter acts as a central intelligence layer for financial messaging.

1. Transform

Transforms and normalises data across formats (MT, MX, APIs) and proprietary data sources.

2. Validate

Validates and enriches CBPR+ and ISO 20022 financial messages in real time.

3. Orchestrate

Orchestrates flows across systems, channels and networks.

4. Detect & Reduce Exceptions

Detects inconsistencies and reduces exceptions.

With Smart Converter, various input formats undergo a security and monitoring process and are converted into useful outputs ready for integration into your systems.

This EAI solution makes integration between legacy systems, modern platforms, and cloud services agile, secure, and scalable, ensuring traceability, regulatory compliance, and operational efficiency.

Fewer payment rejections and faster processing
Reduced operational costs and manual effort
Improved data quality and regulatory compliance
Greater visibility across cross-border transactions
Faster time-to-market for new payment initiatives

Ready to simplify financial interoperability

Discover how Smart Converter enables seamless integration across SWIFT, ISO 20022 and multi-rail payment ecosystems.

FOCUSED ON FINANCIAL TECHNOLOGY 100%

Enable Seamless Interoperabilit