REAL TIME BALANCE CONTROL

Real-time control of intraday liquidity.

RTBC provides a consolidated view of positions, movements and liquidity usage, helping Treasury and Operations teams detect deviations and respond more quickly. It integrates account and flow information, enables thresholds and alerts to be defined, and maintains traceability over the evolution of the intraday position.

Real Time Balance Control (RTBC) is a platform for financial institutions that need to operate continuously while maintaining visibility over balances, positions, liquidity usage, alerts and actions.

THE PROBLEM IT SOLVES

Continuous visibility to make timely decisions

Intraday liquidity is built from multiple accounts, movements and flows that may be updated at different frequencies. When a financial institution relies on manual queries or retrospective reconstruction, it becomes more difficult to detect liquidity pressure or a position requiring action. RTBC consolidates this information into a single view.

CORE CAPABILITIES

Consolidation of balances, positions, accounts and movements.

Monitoring of movements and liquidity usage.

Control by account, flow or infrastructure.

Definition of thresholds, alerts and escalation rules.

Dashboards for Treasury, Payments, Operations and Support.

Analysis of trends, concentrations and deviations.

Traceability of events, alerts, decisions and actions.

Operational reporting and evidence for internal control.

Integration with core systems and financial messaging.

VALUE FOR THE INSTITUTION

Greater intraday visibility

Integrates information distributed across accounts and systems to provide a consolidated view of the operational position.

Reduced reliance on manual controls

Reduces the effort required to reconstruct positions, consolidate information and analyse incidents.

Earlier detection and response

Helps identify deviations, critical positions and situations requiring intervention before they escalate.

Greater coordination and traceability

Aligns different areas of the institution around the same information and records alerts, changes and actions.

CONNECTED TO THE ARENA ECOSYSTEM

A control layer that leverages information from other solutions

RTBC sits within the operational control layer, consuming normalised information from Smart Converter. It can also be complemented by Instant Payments to provide specific statuses and metrics for instant payments.

USE CASES

Liquidity for instant payments

Control of positions, liquidity usage, alerts and decisions in 24/7 operations.

Intraday treasury

Consolidated visibility of accounts, movements and funding needs.

Post-trade cash leg

Monitoring of cash associated with settlement, events and positions.

Operational evidence

History of alerts, thresholds, decisions and actions.

At ARENA, we can help you assess how Real Time Balance Control fits into your current intraday liquidity management model and your monitoring, operational control, reporting and regulatory compliance challenges.